Goldfish have entered the personal loan market with a very competitive
and consumer friendly personal loan. Loan rates are fixed for the term
of the loan, and are not based on personal circumstances. Typical APR
is 5.9%. The loans provide flexibility, and feature no early repayment
fees, a major differentiation in a busy market. Loans are unsecured
and range from £1,000 - £20,000 (T&Cs for loan applicants
are on the website). Application online is simple and quick.
With
Loan Protection:
For a typical loan of £7,500 plus a Loan Protection premium* of
£1,558.04 repayable by Direct Debit over 5 years, you'd make 60
monthly repayments of £175.83 (£145.59 for the loan and
£30.24 for the Loan Protection). The total amount payable including
the Loan Protection premium will be £10,549.80 at a rate of 6.3%
APR.
Without Loan Protection:
For a typical loan of £7,500, without Loan Protection and repayable
by Direct Debit over 5 years, you'd make 60 monthly repayments of £145.59.
The total amount payable will be £8,735.40 at a rate of 6.3% APR.